If you are a victim of a workplace accident you may have suffered losses. Losses may range from medical treatment losses to losses of gaining a bonus or commission. In all these kinds of losses and sufferings, one question may arise in your mind that who pays for an accident at work claims?.

Who pays for an accident at work claim?

All organizations are required to have worker’s compensation insurance that covers all medical treatment costs which an employee gets when injured at work.

Hence, the answer is clear that an employer’s insurance company pays the compensation amount due to the employee.

How to achieve the compensation amount:

You may hire a claims management company to secure the amount of compensation. All you need to do is approach a claims management company with records of the accident. Lawswood claims have the best team of experts to deal with accidents at work claims. Our work claim specialists are fully aware of all the procedures. They will deal with your employer’s insurance liability and eventually get your compensation amount. The best feature is that Lawswood claims work on a no win no fee basis. That means that Lawswood claims will not charge any fee upfront. Hence, there is no financial risk in taking advice on the matter and discussing your probability of winning a claim.

The power of gathering proof of the incident:

The proof gathered can be of great importance in proving the negligence of the employer. You may gather the following proof at the time of the accident.

Get medical aid and take a record of the accident:

It is important that you get medical aid first. Safety should be a priority. After getting medical assistance you may start taking a record of the accident. In this process, you may take photographs of the injuries, any defective equipment, and the place of the accident. You may also get the video of the accident. Keeping a record of all medical expenses will be of great importance.

Report the accident:

You may report the accident to the employer. Every organization is bound to have an accident log book. However, if you feel that the accident was not recorded by the employer in the accident log book. You may give a written intimation of the accident at work. That might be in the form of an application or an email. That will serve as proof of the accident.

You may also report the accident to your colleagues. So that you may contact them at a later stage.

Take record of any eyewitnesses:

Take notes of any eyewitnesses if available at the time of the accident. So that you may contact them at a later stage.

File a claim within three years:

You may file a claim of injury at work within 3 years from the date of the accident. You may contact a claims management company whenever you are ready to file a claim. If you do not file a claim of injury at work within 3 years your case may be considered as time-barred and you will not be allowed for any compensation.

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